About JSP Cooperative Thrift Database

System Overview

The JSP Cooperative Thrift Database is a comprehensive financial management system designed specifically for cooperative societies. It provides a modern, web-based solution for managing member information, savings, loans, and monthly contributions.

Key Features

  • Member Management: Complete member profiles with contact information and profile pictures
  • Savings Tracking: Detailed breakdown of Balance BD, Monthly Savings, and Voluntary Savings Withdrawal
  • Loan Management: ECMS loans with 10% profit and flexible Special loans
  • Monthly Contributions: Excel file upload for batch processing of contributions
  • Analytics & Reports: Comprehensive statistics and printable member reports
  • Search & Filter: Advanced search capabilities across all member data
System Information
Version: 2.0
Framework: Django 5.2
Database: SQLite
Frontend: Bootstrap 5
Last Updated: October 2025
Loan Types & Profit Structure
ECMS Loans
  • ECMS I: Fixed 10% profit rate
  • ECMS II: Fixed 10% profit rate
  • ECMS III: Fixed 10% profit rate

ECMS loans automatically calculate profit based on the 10% rate applied to the principal amount.

Special Loans
  • Flexible Profit: Custom profit amount defined per loan
  • Variable Terms: Customizable repayment terms
  • Special Cases: For unique financial situations

Special loans allow for flexible profit amounts that can be set individually for each loan.

Support & Contact

For technical support, feature requests, or any questions about the system, please contact the cooperative administration or your system administrator.

System Administrator: JSP Cooperative IT Department
Last System Update: October 16, 2025